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Latest Stories from Morgan’s Tips of the Week

Morgan’s Tip of the Week – Future TPD battles

Greetings, As businesses start to reopen and claimants start to return to their light duty or modified positions, I foresee some issues we will have to deal with from a WC perspective.   As always I recommend any light duty offers be in writing.  Even if there was a prior offer of light duty, reiterating a […]

Morgan’s Tip of the Week – Unemployment and Retro Offsets

Greetings, In Florida, Unemployment benefits are an offset to any TPD owed and a bar to TTD.  More than 1.2 million Floridians have filed for Unemployment since March 15.  That is a staggering number.  And what is worse, I am sure many of you have heard of the inability of the Unemployment website and  the DEO to […]

Morgan’s Tip of the Week – Fla Re-Opening for Some Medical Treatment

Greetings, Florida has made the decision to enter Phase 1 of re-opening starting Monday May 4th (except for 3 counties, Miami-Dade, Broward and Palm Beach).  One of the issues affecting our claims has been the delay in surgeries and medical treatment due to the Exec Order putting elective procedures on hold. The Order from the […]

Morgan’s Tip of the Week – Investigating COVID Claims

Greetings, hope everyone is well and staying sane. I am receiving several daily questions about compensability of COVID-19 claims under 440.151 Occupational Disease.   A point to remember, unless someone actual has contracted the virus, there is no “injury” and therefore no claim.  And even after, it then needs to be evaluated as to whether or […]

Morgan’s Tip of the Week – Update on FL WC System

Greetings, I hope you are doing as well as can be under the circumstances. I have received a number of questions about the status of the FL WC system.   In essence it is still functioning on schedule.   All State Mediations are occurring by phone through 4/30.   Motion hearings are by phone as well.   Private mediations […]

Morgan’s Tip of the Week – Fla WC Guidance on COVID-19

Greetings, On 4/6, the Florida Office of Insurance Regulation  (which all of you know from paying close attention during our 5 hr law and ethics CEU)  issued an informational memo: TO ALL INSURERS AND ENTITIES REGULATED BY THE FLORIDA OFFICE OF INSURANCE REGULATION AUTHORIZED TO WRITE WORKERS’ COMPENSATION INSURANCE regarding COVID-19 and WC. Basically it […]

Morgan’s Tip of the Week – COVID and 1st Responders

Greetings, The CFO of Florida yesterday put out the attached directive extending WC coverage to “Frontline State Employees” who have tested positive for COVID-19 as an occupational disease.  The Directive states in essence it is a presumption of compensability unless the State of Florida can show by preponderance of the evidence (more likely than not) […]

Morgan’s Tip of the Week – Changes in Unemployment Benefits/Offset Amounts

Greetings, What’s new? I hope everyone is managing to get through this stressful time.   We will get back to normal…eventually.  Promise. Florida WC law provides for a reduction/offset in benefits if the claimant is receiving unemployment benefits (UE).   Last week, a record number of people filed for unemployment benefits, 3.3 million people nationwide.  Florida had […]

Morgan’s Tip of the Week – Questions in Today’s World

Greetings, I hope all of you are healthy, and managing to cope with the stress of this temporarily crazy world.   Remember, this is temporary, we will get through it. Thought I would share a few of the Florida questions that I have been getting about various situations due to the…uh….situation. TPD and economic layoffs- If […]

Morgan’s Tip of the Week – Coronavirus

Greetings, Well, I have started getting questions about COVID-19, the corona virus, and whether this could be compensable under Florida WC. There are two “presumptive” cases of the virus in Florida, meaning the formal diagnosis has not be 100% verified yet. In general, diseases and sicknesses are excluded from WC. However, the statute does give […]