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Latest Stories from Morgan’s Tips of the Week

Morgan’s Tip of the Week- Potential caselaw change to FL WC SOL

Greetings, If any of you have attended our firm’s CEU’s or webinars over the years, you have likely heard us explain the Florida WC Statute of Limitations as “2 years from the date of accident or 1 year from the last provision of a benefit, whichever is later.”   And that is how the courts and […]

Morgan’s Tip of the Week- Important new 120-day rule letter case

Greetings, last week the 1st DCA issued a ruling regarding the 120-day rule and the necessity of sending the “120-day letter” in the link below is the case of Churchill v. DBI Services (1D21-3199). The “initial provision of compensation or benefits” starts a Carrier’s 14- day clock to “pay, pay and investigate, or deny”  and […]

Morgan’s Tip of the Week- FL WC Legislative changes for 2023

Greetings, Although the Florida Legislative session ended May 5th, HB 487 was signed into law at the end of last week (5/25/23).  There are two parts of the bill that deal directly with Florida Workers’ Compensation, but no drastic changes. Well the new statute removes the word “shall” and replaces it with “may”.  This means […]

Morgan’s Tip of the Week- 50 mile “limit” for medical treatment

Greetings, In the last week I received a few questions about how far is too far for a claimant to travel for medical treatment.  A big thank you to Ryan Knight of our Miami office for helping with the caselaw below on this one.  (if you need anything in Miami-Ft/ Lauderdale, Ryan is fantastic: rknight@eraclides.com) […]

Morgan’s Tip of the Week- How to Best Use Surveillance

Greetings,  good surveillance can be an effective tool in defending a WC claim in Florida.   The decision on how, when and where to use it effectively can be tricky. The three primary objectives in utilizing surveillance are: Let’s look at each of those separately.  As an aside, it is very important you confer with defense […]

Morgan’s Tip of the week-Missing a Mediation

Greetings,  everyone makes mistakes, but they are always fixable (well almost always). Occasionally I will have an adjuster reach out to me thinking that had previously assigned defense with a mediation set for that day.   And without fail, our firm will be able to handle it or get it moved.   But I know, for some […]

Morgan’s Tip of the Week- Initial Packet

Greetings,  I just had a very interesting question this morning regarding reporting of claims and when the E/C needs to send the initial packet/brochure to the claimant. If an Employer files a “report only” or “First-Aid” only claim to the Carrier, does the carrier have to set up a claim and mail the claimant the […]

Morgan’s Tip of the Week-When does now start?

Greetings, Many things we deal with in Florida WC have tight deadlines.  For example, we have 30 days to respond to a Request to Produce, 7 days to pay an order, 14 days to issue a settlement check, 3 days to respond to a request for medical treatment from an authorized doctor to avoid waiving […]

Morgan’s Tip of the week- Impairment confusions

Greetings, one of the more confusing aspects of Florida WC is the handling of permanent impairment benefits under 440.15(3).  Here are a few issues that come up: The entire statute is below. (3) PERMANENT IMPAIRMENT BENEFITS.— (a) Once the employee has reached the date of maximum medical improvement, impairment benefits are due and payable within 14 days […]

Morgan’s Tip of the Week- Traveling employees

Greetings, I am often asked questions about accidents that occur while an employee is on a business trip/traveling for work.  The statute itself does seem to be strict on compensability, but the caselaw has taken a much broader approach. 440.092(4) TRAVELING EMPLOYEES.—An employee who is required to travel in connection with his or her employment who […]