Morgan’s Tip of the week- Settling direct with claimants

Greetings,  I typically receive a few referrals a month where the adjuster has settled the claim directly with the claimant without an attorney (pro se).   There are a few steps to be aware of in handling these from the Q-Rules of WC Procedure:

  1. At a minimum, it will take several weeks for the settlement to be final, make sure to set their expectations.
  1. The JCC’s typically are not approving pro se settlements unless the claimant is at MMI and the impairment benefits have been paid (or are being paid), unless it is a total denial.
  1. Also, the JCC’s require a letter from the treating physician(s) regarding that the amount of the settlement is enough to cover future related medical costs. 
  1. If the claimant owes any child support, that will be deducted from the settlement and sent to child support.
  1. And finally, before approving the settlement, the JCC requires a “washout “hearing with the claimant to make sure they understand the settlement and that it is in the claimant’s “best interests”.
  1. Up until the time the JCC approves the settlement, a claimant can back out and change their mind if they are not represented.  A represented claimant cannot, and we can enforce those settlements.  

Here is a link to the Q- Rules:

https://www.jcc.state.fl.us/JCC/rules/#60Q-6.123

  • If you will be attending the WCCP Board Certification Forum in Orlando in April, please let me know so we can invite you to our firm events.

Sincerely,

Sincerely,

Morgan Indek | Managing Partner